Senior Citizens Filing Bankruptcy

Financial Crisis – Senior Citizens: Retirement and Bankruptcy “They’ll Take My House, and I Wanted The Kids To Get It Someday” Retirement Wasn’t Suppose to be Like This:   It’s the side of bankruptcy you usually don’t see or think about, the side that is little discussed; senior citizens filing bankruptcy. It’s also the fastest growing […]

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Do I Make Too Much to File Bankruptcy?


Calculating Income in Chapter 7 Bankruptcy Answering the Question of: Do I Make Too Much? I hear this question on a regular basis; “Do I make too much to file?”  Although the question seems basic, the answer is actually quite complex. I wanted to write this article to answer an initial consideration, before the above […]

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Suspended Imposition of Sentence in Missouri

Is a Suspended Imposition of Sentence on my Criminal Record? A Suspended Imposition of Sentence, or “SIS” as it’s commonly referred to, is a hybrid disposition, and common tool used in Missouri as a means of ending criminal cases. Essentially, it is an agreement between the parties (generally the Defendant and the Prosecutor) that allows everyone to […]

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Life After Bankruptcy

Life After Bankruptcy Chapter 7 Discharge Granted, Now What? Your Fresh Start has occurred, and everything seems oddly quiet.  All is good, totally good!   It’s the notion of the “fresh start” or the “New Beginning”, and frankly, it’s the weight that’s been taken off your shoulder, the stress is no more, the family financial […]

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How Long Does Bankruptcy Take?

Chapter 7 Bankruptcy – “How Long Does Bankruptcy Take?” So, by “How Long Does It Take?”, what did you mean? This question is easier asked than answered, and the question itself must be defined before jumping into estimations.  I hear this question in my practice here in St. Charles County,  I have found through experience that my clients […]

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Bankruptcy Requirements


Bankruptcy Requirement:  Account Balances The “Highest Available Balance: On The Day of Filing   Shortly after filing a Chapter 7 Bankruptcy,  you’ll be asked by your lawyer to provide several additional documents to the Trustee pursuant to Bankruptcy Rule 4002, one of the bankruptcy requirements, prior to your 341 Meeting.  One of these documents is proof […]

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Required: Providing Your Most Recent Paystubs to The Trustee


341 Requirement:  Providing Paystubs to The Trustee Watch for the “Filing Letter” Immediately after filing your Chapter 7 Bankruptcy, I’ll send you what we call a “Filing Letter”  Read it carefully as there are important requirements and dates that must be adhered to.  Generally, we do not send out reminders after that letter, so store […]

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