U.S. Federal Courthouse in St. Louis MO
BANKRUPTCY | DEBTOR’S RIGHTS | CRIMINAL DEFENSE
Debt and a Fresh Outlook
Debt Stress: Worry, shame, fear and distraction associated with debt takes an emotional toll on a person. We try to “get ahead” in this financial game, often only to fall further behind. Of’ course, having enough money allows us to provide not only for our needs, but the needs of our family. Not having enough limits our ability to do that, to take care of what’s important, to have what it is we actually need, much less what we simply want. Debt can hamper our ability to function, cause stress, depression, illness. It can stand in the way of our being effective at work, as a parent, in our spirituality, in our marriage. It’s that burden on our shoulders that causes us to fear the phone calls because we’re afraid it might be a creditor, to lose sleep as we angst over the bank account balance, and to stop being the person we want to be because we’re so stressed our credit score telling us we’re not a “credible person”. It is for all practical purposes, always working against us, always looming, and it doesn’t go away. Overburdening debt is the basis of fear, panic, denial, and depression, and there’s only so much a person can take until….
Priorities – So What Is Important To You?
Is it keeping that creditor happy; they’re not going to be? Is it the ability to brag about a credit score, that malleable opinion form a bureau designed to increase revenue for the banking industry? And which by the way, you can rebuild. Is it paying off that credit card you’ve been trying to pay off for years, the one that keeps going up with a ridiculous interest rate? When you really think about it, likely not.
What is important is your family, your health, your spirituality, your home, your retirement savings, your kids college education savings, the amount of time you have to spend with your spouse and kids, the ability to take comfort in knowing “It’s going to be ok,” to sleep soundly at night, or even to be able to take that little break once in a while without the fear of total failure looming over. That’s what’s important in life.
Why Markwell Law, LLC?
At Markwell Law LLC, we are dedicated family, life, and growth. We handle Chapter 7 and Chapter 13 bankruptcy cases, along with aggressively fighting to protect the rights of clients facing criminal charges, and personal injury claims, we understand the financial hardships and social stigma you may be facing. We understand the fear that ensues when the phone rings, and you don’t recognize the number, and we understand what it is to lay awake at night wondering how, or even if, your going to cover the rent. It’s our goal to take that stress off of you. Know that you have options! Ask a St. Charles County Bankruptcy Attorney today.
Bankruptcy is a Constitutional Right you have in the United States Constitution. Federal law allows you to have a fresh start.
