It’s Not Just a House They’re Threatening to Take, It’s My Home!
The Situation: You’ve paid every penny that you can toward your mortgage. You’ve struggled through months of last-minute payments, neglecting other expenses to get this mortgage paid, and have had a good history of payments for years. You’ve heard of this “mortgage modification” program that is out there, even contacted the bank several times to get information, but it’s doing no good.
The Bank tells you “You may qualify”, or “as soon as you’re far enough behind.”, but seems to always forget to tell you how, and when you’re actually going to get there. “Far enough behind,” you ask yourself, “doesn’t the bank want me to stay as current as I can, I mean, I’ve been trying.”
These are not uncommon notions, in fact, the elusive “mortgage modification” is becoming more and more difficult to obtain. Next thing you know, the bank is sending threat letters saying, “Your house will be foreclosed unless you deliver an enormous pile of cash within days.” At the same time, you know delivering such an amount is impossible, heck, if you had it to begin with, you would have paid upon the mortgage, to begin with, “don’t they understand.”
There Are Options to Foreclosure – Don’t Lose Your Home Without Knowing Your Rights
Call our office today if you are facing foreclosure in St. Charles County or St. Louis County.