Obtaining Your Credit Report
Whenever filing a Chapter 7 or Chapter 13 Bankruptcy, it is always a good idea to review your credit report. Be careful! Do not go to the advertised websites, or call the numbers on television following paid advertisements. Generally, ok, always, this is a scam. There is NO reason why a company pays for commercials, in order to give you something for free.
The Fair and Accurate Credit Transactions Act gives everyone the right to a free credit report every year. The following website allows you to view and print your free credit report quickly via a secure Internet site. You can also request the report by phone or mail (these will be processed within 15 days of receipt and take longer to receive). Internet address: www.annualcreditreport.com