Obtaining Your Credit Report

by Guss Markwell

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Obtaining Your Credit Report

Whenever filing a Chapter 7 or Chapter 13 Bankruptcy, it is always a good idea to review your credit report.  Be careful!  Do not go to the advertised websites or call the numbers on television following paid advertisements.  Generally, ok, always, this is a scam.  There is NO reason why a company pays for commercials, to give you something for free.

The Fair and Accurate Credit Transactions Act gives everyone the right to a free credit report every year. The following website allows you to view and print your free credit report quickly via a secure Internet site. You can also request the report by phone or mail (these will be processed within 15 days of receipt and take longer to receive).  Internet address: www.annualcreditreport.com

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About the author 

Guss Markwell

Originally from St. Louis Missouri, I grew up in a strong Midwest and moral family who taught me right from wrong and to stand up for my rights and the rights of others. In these tough economic times, you need an advocate on your side. Why do I practice law? Often, people are facing seemingly insurmountable opposition with little or no ability to overcome great odds. It is my position that we should all be fighting for those who find themselves alone, afraid, and at times unpopular. I subscribe to the notion that a society should be judged by how it treats its most vulnerable members. I represent, and I fight for, those people. “There is light at the end of that tunnel, don’t stop.”

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