Category Archives for "Uncategorized"

What are The “Grounds for Divorce”?

What are The “Grounds for Divorce”?What does the term “Grounds for Divorce” even mean?  Basically, it means the reason, or the basis.  It answers the question: what right do you have to ask for a divorce?  Oddly, in some states, there has to be a “reason” why one is filing for a divorce, an excuse […]

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What Does it Cost to File Bankruptcy?

The Cost of Filing Bankruptcy You’re feeling broke, and your looking into bankruptcy.  You’re asking how did I get to here, and how much does it cost to file bankruptcy anyway?  That’s an easy one, you’re broke, or close to it, and it doesn’t appear there’s relief on the horizon.  And you’re wondering how you’ll even pay to get help […]

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Reaffirmation Agreements

Reaffirmation Agreements in Chapter 7 Bankruptcy “To Reaffirm or Not to Reaffirm, That is the Question!” What is a Reaffirmation Agreement? A reaffirmation agreement in a Bankruptcy is a legally enforceable agreement to repay all or a portion of a debt. In order for the agreement to be valid the creditor must sign the agreement as […]

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Represent Yourself, Don’t Get a Lawyer Involved, Part 2

Filing Bankruptcy Yourself

Needing a Root Canal, But Not Wanting A Dentist. So one of the things I follow, or track as the case may be, are comments from potential clients about needing help, but not wanting to get a lawyer involved.  There’s are even websites telling these folks to “represent yourself, don’t get a lawyer involved”.  For years, […]

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Senior Citizens Filing Bankruptcy

Financial Crisis – Senior Citizens: Retirement and Bankruptcy “They’ll Take My House, and I Wanted The Kids To Get It Someday” Retirement Wasn’t Suppose to be Like This:   It’s the side of bankruptcy you usually don’t see or think about, the side that is little discussed; senior citizens filing bankruptcy. It’s also the fastest growing […]

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How Long Does Bankruptcy Take?

Chapter 7 Bankruptcy – “How Long Does Bankruptcy Take?” So, by “How Long Does It Take?”, what did you mean? This question is easier asked than answered, and the question itself must be defined before jumping into estimations.  I hear this question in my practice here in St. Charles County,  I have found through experience that my clients […]

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